Common questions, straight answers

Nothing. Consultations are completely free, and there is no obligation to enroll.

No. You pay the same premium as going directly to the carrier. The difference is you get expert guidance and a dedicated advisor included.

You may still have options. Qualifying life events like losing employer coverage, moving, getting married, or having a baby open special enrollment windows, and private plans are available year-round for many situations. Book a call and we will map out what is available to you.

For marketplace plans, open enrollment generally runs from November 1 to January 15 in most states. Outside that window you may qualify for a special enrollment period, and many private plans can be started year-round.

Absolutely. Independent professionals are one of our specialties. We work with PPO plans designed for 1099 workers and business owners.

We compare plans from multiple top-rated carriers rather than pushing one company. Your fit comes first.

Just the basics: who needs coverage, the doctors you want to keep, any regular prescriptions, and a rough monthly budget. One short call is usually enough to start comparing real options.

No. We are based in Tampa but licensed in 31 states, and consultations happen by phone, so we can help you wherever you are.

Yes. Dental and vision options are available and can be added alongside your health plan for individuals and families.

We stay your advisor all year. Claims questions, renewals, adding a family member, income changes: you call the same people who set you up. No call centers, no handoffs.